Antoine Collomba - Real Estate Agent

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Four Things to have in Order Before Buying a Home

Most people have thought about buying a home at one point in their lives. Why wouldn’t they? With countless pros to having a fixed place of your own, it makes sense to want to take the homeownership route. Contrary to popular belief, purchasing a house isn’t the draining investment it’s made out to be. In some cases, you can save more money. As a matter of fact, it is 35% less expensive to buy than it is to rent in popular metropolitan areas. 

There are numerous things you must take into consideration when looking to own a home, but, never fret, because regardless of age and income it is possible for everyone. If you take the right steps, you can have your own space and somewhere to call home. Here are some important things you should have in order before partaking in this exciting journey!

Find the Best Home for You — Never Settle


For first time buyers, the prospect of buying a home may seem scary. With thousands of different property types and even more amenities, it may be difficult to settle on one home. Knowing what general things to look for when purchasing a home can help you with your decision, and so can knowing what most people are looking forThe key is to go into the next steps of buying a home without hesitance. You don’t have to find something perfect, but you should find something perfect for you. Whether that be a fixer-upper or a newly constructed property is your decision, and it shouldn’t be a rushed and emotional one.

So you don’t run into any road blocks, make sure you take your time, map out your options, and research as many tips as you can until you’ve been over every angle before choosing your property. This process can be made easier by working with a real-estate agent, which brings us to our second point.

Establish a Relationship with your Real-Estate Agent


You don’t need a real estate agent, but working with one will save you a lot of time that you could be using to focus on checking other tasks off of your list of to-dos. Having an experienced agent by your side can prevent you from going into a deal that you may come to regret in the future. Because of their expertise, you can guarantee that finding everything you want (and maybe some things you didn’t even know you wanted) will their highest priorityChoosing the right one, who does not charge you any additional costs, may be the difference between settling on a house and discovering a home.

Be “Down Payment Ready”

Buying a Home is quite the process

For those who don’t know, a down payment is money that you give the current home’s seller to secure your investment. The remainder of the payment is considered your mortgage. First, complete a credit check and decide the amount you can pay for a mortgage. Then, start gathering your income in order to be able to provide a substantial down payment. As a rule of thumb, you should give at least a 20% down payment. If you do this you will be able to evade things like private mortgage insurance/lenders mortgage insurance.

Be Familiar with the Area You’ll be Living in

While you’re in the process of looking for your dream house, life is happening all around. Work weeks don’t cease and you still have bills to pay and tasks that need to be assumed. That is why it’s essential that you familiarize yourself with the community you’ll soon be apart of.


Post offices, furniture stores, schools, groceries… These are some of the many places that you will most likely visit first after buying a home! Knowing where to find these sort of locations will help your transition into a new home go by so much smoother.


With that being said, it is a wonderful experience purchasing your home! Although a lot goes into it, the process should never be a stressful or burdensome. You’ve already undergone the first step by seeking external advice! If you have any more questions or would like to reach out to OMG Brokers to start searching for a beautiful property to call yours contact us today!